Personal tax return (T1) in the GTA
Fast, accurate and affordable
Whether you're employed, self-employed, retired or a student — we file your taxes correctly and get you the maximum refund.
Who this is for
I work a regular job
I get a T4 from my employer and just need my taxes filed quickly and correctly.
I have extra income
I have rental income, investments, or other income beyond my regular job.
I'm retired
I receive pension, OAS, CPP or RRIF income and need help with my return.
What I do for you
Prepare your T1 return
We complete and file your personal tax return with the CRA accurately and on time.
Maximise your refund
We find every deduction and credit you qualify for — nothing gets missed.
RRSP & tax planning
We advise on RRSP contributions to reduce the tax you owe.
Rental & investment income
We report all income types correctly to keep you CRA compliant.
Benefits & credits
Ontario Trillium, GST credit, childcare, tuition — we claim everything you're entitled to.
CRA communication
We handle the CRA on your behalf if any questions arise.
What you need to bring
Your income slips
- T4 — employment income
- T4A — pension or other income
- T4RSP — RRSP withdrawals
- T5 — investment income
- T4OAS — Old Age Security
- T4AP — Canada Pension Plan
Your deductions & credits
- RRSP contribution receipts
- Childcare expense receipts
- Medical expense receipts
- Tuition slips (T2202)
- Charitable donation receipts
- Last year's Notice of Assessment
How much does it cost?
Low income, retired or student
From $30
Simple return for employed, retired, low income or students.
Regular return
From $60
Multiple income sources, credits and deductions. We make sure nothing is missed.
Add only what applies to your situation — see the full breakdown on the pricing page.
Why choose Common Accounting for your personal tax return?
Filing a personal tax return well takes precision, current knowledge of Canadian tax law, and a real commitment to your refund. Here is why individuals, families and freelancers across the GTA come back each year.
- Current on CRA changes. Deductions, credits and reporting rules shift every year. Your return is prepared against this year's rules, which keeps it compliant and reduces the risk of review or processing delays.
- Maximum refund, checked by a person. Numbers are not simply typed into software. Your situation is analysed properly — basic T4s, RRSP contributions or a complex investment portfolio alike — so every credit you are entitled to is claimed.
- Transparent, flat-rate pricing. Tax preparation should not come with surprises. Rates run from affordable student and low-income filings to competitive pricing for regular returns, with no hidden fees.
- Secure electronic filing. Your return is filed electronically straight to the CRA, so a direct deposit refund arrives as quickly as possible.
- Year-round support. The relationship does not end on April 30. If a CRA letter arrives or you need help understanding your Notice of Assessment, you can call.
Personal tax returns for Richmond Hill and the GTA
A personal return is rarely just a T4. Between RRSP timing, carry-forward credits, medical expenses and how deductions are split between spouses, the difference between a return that is merely filed and one that is filed well is usually measured in real money.
Every return is prepared and reviewed by Vadim Borisoff personally — no handoff to a seasonal preparer. Clients across Richmond Hill, Thornhill, Markham, Vaughan, Aurora, Newmarket, North York and Toronto file securely and remotely, with documents shared electronically and the return reviewed with you before anything is submitted.
Personal income tax FAQ
When is my personal return due?
April 30 for most people. If you or your spouse are self-employed, filing is due June 15 — but any balance owing is still due April 30.
I have several unfiled years. Is that a problem?
It is fixable, and filing voluntarily is nearly always better than waiting for the CRA to contact you. We start with the oldest year and work forward.
Do I need to come to an office?
No. Documents are shared securely online, we review by phone or video, and you sign electronically.
What happens if I file late?
The late-filing penalty is 5% of the balance owing plus 1% for each full month the return is late, up to 12 months — and it doubles for a repeat offence within three years. Interest compounds daily on top. Filing sooner always costs less than waiting. The late-filing calculator shows the arithmetic on your own numbers.
Can you file previous years I have missed?
Yes, and it is more common than you would think. Several years can be filed at once and, where the circumstances fit, we can help you apply for relief from penalties and interest through the CRA's Voluntary Disclosures Program.
Which benefits and credits do you claim?
Ontario Trillium Benefit, the GST/HST credit, childcare, tuition and the rest — they are reviewed as a matter of course rather than on request. Several are only paid if the return is filed, even when no tax is owing.
Let's sort this out properly
Book a free consultation and I'll tell you exactly what your situation needs.